Century Universal Life—G

The Century Universal Life—G Looking for great rates plus...enhanced living benefits on a guaranteed death benefit product?

With Midland National’s Century UL-G, you can offer your clients industry-leading rates with death benefit coverage for any length of time – all the way to age 121. Plus, there are no premiums payable beyond age 100.

In addition, your clients have the ability to advance up to 24% of their death benefit per year through our no-cost ABR-C rider should they need help paying for expenses surrounding a chronic illness.

Check out these annual level-pay scenarios that all include the ability to advance the death benefit for the "what if’s" of extended nursing care:

Low, Term-Like Rates

*$250,000 Lifetime Guaranteed Death Benefit; Male Best Non-Tobacco*
Company	Product	Class	Age 35	Age 45	Age 55
Midland National	Century UL-G	Preferred Plus	$1,087	$1,748	$2,730
Transamerica	TransACE	Select	$1,098	$1,759	$2,762
American General	ContinUL Extend 2007	Preferred Plus	$1,170	$1,825	$2,858
Lincoln National	LifeGuarantee UL	Preferred Plus	$1,207	$1,840	$2,973
ING Sec Life of Denver	GDBUL	Super Preferred	$1,220	$1,881	$2,886
Protective	Centennial G UL	Super Preferred	$1,235	$1,860	$2,875
Principal	UL Protector III	Super Preferred	$1,373	$1,908	$2,892
John Hancock	Protection UL-G 07	Super Preferred	$1,449	$2,063	$2,823

Competitor information is obtained from sources believed to be reliable, but its accuracy or completeness is not guaranteed. This data is for informational purposes and is not intended as a solicitation or a recommendation of any insurance product. All expressed information or opinions are subject to change without notice.

Flexibility

With the Century UL-G, your clients can select the death-benefit guarantee in one of two ways:

By specifying a stream of premiums, which then can be used to calculate how long the policy's death benefit can be guaranteed based on that premium scenario. Or;
By specifying the length of time your clients want the policy to stay in force without lapsing and then calculating how much premium is required for that length of time.

The death-benefit guarantee can be set to any length up to the insured's age 121.

Other Strong Features and Underwriting

Six underwriting classes
Quick underwriting turnaround times and the ability to talk directly with an underwriter who cares about your business.

Variety of Potential Markets

Century UL-G is designed to be suitable and affordable for many types of individuals and purposes:

For meeting family obligations on a limited budget.
As protection for outstanding loans, whether these loans are personal or business.
Solid cash-value accumulation.
As a means of protecting against mortgage obligations.
To provide coverage on other family members.
To protect key people of a business in its formative years of growth.
For wealth transfers.

High Compensation

High first-year Compensation!
Two-Year Rolling Targets!